Lumturia Bank Defi Loan

Our DeFi Loan will provide instant loan facilities that require no credit checks and collateral.
Through DeFi loans, any individual can quickly and easily take out a loan without ever having to disclose their identity to a third party or go through the checks created by traditional banks. Our decentralized platform allows you to borrow funds without needing to provide us with collateral or have a credit check run on you.

  • icon Build an Empire of Wealth around you.
  • icon Our DeFi Loan smart contract collateral is 1.5%.
  • icon No Disbursement Fee.
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A business loan innovator at your service

An inexpensive and flexible business loan on your own terms

We understand entrepreneurs and the corporate world with its many challenges and opportunities.We don’t waste time on unnecessary paperwork and do most things electronically. It’s no wonder that we are among the most popular business loan providers in the Lumturia Bank.

Loan Calculator

Choose the Defi loan amount that you need ($5,000 to $10,000,000) and the payment period (1-10 Years) that suits you best.


Monthly Interest Rate 1.9%
Contract collateral $95.00 (1.5%)
Total Repayment of $6140.00
Monthly Repayment of $511.67
Apply for a Defi loan

More on Lumturia Bank Defi Loan?

If you wish to take out a loan, you would go through a bank or online lender. The provider in question would ask you to fill out an application form that details specifics surrounding your financial profile and credit history.

When a borrower goes to get a loan at a bank, they would need collateral for that loan. If you get a car loan, the car itself is the collateral. If you stop paying on the loan, the bank will take your car. That makes sense, right? But given that a decentralized system is A) anonymous and B) doesn’t have physical property that can be used as collateral, another system needs to be in place.

Either way, once your chosen term has expired, you will receive your tokens back alongside the interest that you have generated

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Everything we do is centered around empowering you to meet your personal financial goals by enabling access to a broad range of financial products, services, and educational resources, all designed to help you pay less when borrowing and earn more when saving.

Apply For Defi Loan

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How are our DeFi loans made?

Using a smart contract, allows our users to pool their assets and distribute those assets to borrowers
with the rules of the loan written into the contract. We have our way of distributing interest to each investor.

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How does our DeFi loan work?

In order to obtain our DeFi Trading loan, you simply need to deposit some collateral via a smart contract with an amount of currency that is at least 1.5% to the amount you like to take out. The collateral can be in a wide variety of currencies however.

The LTV (Loan-to-Value) ratio that you have access to will depend on the loan request you make, albeit, this typically averages 1.5%. This means that by depositing collateral of $1,500, you will have access to an instant credit line of $100,000. Best of all, our DeFi loan platform not only gives you the option of receiving your borrowed funds in crypto – but fiat money too.


As a result, this can be a great way to access real-time financing without needing to sell your digital asset holdings. And, if the assets that you deposit as collateral appreciate while the loan is outstanding, you will still benefit from this.

Quick & easy Defi loan

Take One Step Closer to Your Dream.

Get Defi loans approved within days with transparent lending criteria and transparent processes.

Apply for a Defi loan

Please fill the form below. We will get in touch with you within 1-2 business days, to request all necessary details

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